Health Insurance Member ID Cards Arriving in the Mail

MEDICA Member ID Cards are arriving in the mail.  Watch for your new cards.

A new member website is coming your way soon! Signup January 1, 2022 –

Updated navigation and new features
Members will be able to download their member ID card, access benefits, check on claims, find providers, explore wellness resources, and much more. 

Member topic of the month: Out-of-network care

The topic this month is out-of-network care. See how much more it costs to visit providers outside a plan’s network.

View out-of-network care tip sheet.

Pharmacy Crossover with Further will be discontinued January 1, 2022. 

Here is a link to a recording explaining the change in a 4.5 minute video.

As of 1-1-22, pharmacy reimbursement at Further will change. Starting 1-1-22 prescription(s) will need to be paid in full at the time of purchase (POS – point of sale). Your out-of-pocket expense will automatically “crossover” to Further and no claim reimbursement request will be needed. Reimbursement will be made in 5 business days via a check in the US Mail to your home address. Alternatively, and preferred, if you have elected direct deposit, your reimbursement will be made directly to your bank account on file at Further. This change only affects Pharmacy purchases. 

 It is the recommendation of the Service Cooperative and the Minnesota Healthcare Consortium to move away from crossover prior to 1-1-22 and elect a VISA debit card, at no cost, to avoid out-of-pocket expenses at the POS for pharmacy purchases. The debit card method means you will not need to pay out-of-pocket and wait for reimbursement…. nor do you need to a file claim. The debit card will be tied directly to your account(s) at Further and is accepted by pharmacies, providers, dentist offices, vision stores, and all medical merchants that accept VISA . The debit card number can be written directly on medical invoices and returned to the provider. Debit cards are also available for medical dependents at no additional cost. **It is recommended that members keep their transaction receipts in the event further claim substantiation is needed. 

Please see the attached debit card request form that can be completed and send directly to Further. If you prefer to keep the crossover system, and would like a direct deposit as opposed to a paper check in the mail, complete the direct deposit form attached and return to Further. If you have access to the Further portal, either election can be made electronically. (steps for electronic requests are listed below.) To obtain ID’s and passwords if unknown, employees can contact Further’s customer service at 800-859-2144. 

  Setting up Direct Deposit  

  1. Sign in at               
  2. Click My Profile.  
  3. Choose Payment and Bankingfrom the menu. 
  4. On the Payments & Bankingpage, click Bank Accounts. 
  5. If you do not have a bank account set up, click Add Bank Account
  6. Enter the banking information for the account you wish to set up with Direct Deposit. 

Request a Debit card online 

To request a debit card from

  1. Sign in at
  2. Click the My Profilemenu. 
  3. Choose Payment & Bankingfrom the menu. 
  4. Click Add Card

Fill out the form to start the debit card request process 

Employees News and Notes #89

2021 Nov Financial Reports

2021 April Financial Reports

2021 April Council Summary 2021 April Balance Sheet 2021 April Cash & Investments 2021 April Income Statement w Budget 2021 April Fund Summary 2021 April General Capital 2021 April Detail […]

Healthier Living December 2021

Healthier Living December 2021


Employees News and Notes #88

Employees News and Notes #88

Employees News and Notes #87

Employees News and Notes #87

2021 OCTOBER Financial Reports

2021 Oct Council Summary

2021 Oct Balance Sheet

2021 Oct Cash & Investments

2021 Oct Income Statement w Budget

2021 Oct Fund Summary

2021 Oct General Capital

2021 Oct Detail vs Budget

2021 Oct Investment Positions

2021 Oct Special Fund Tracking



Reminder – 2022 Flex and HSA Forms due Friday – November 12, 2021

Open Enrollment is now open for anyone who would like to make changes to their insurance coverage effective January 1, 2022.

If you do not plan to make any changes to your health insurance you do not need to complete any forms for health insurance.

Changes will not be made to the plan unless an employee completes the attached forms and indicates a change in enrollment. The HSA Election form must be completed if enrolling or already enrolled in an HSA-Health Savings Account and you would like to make changes to contributions to your HSA plan.

Employer Contribution Options:
100% VEBA
100% HSA
50% VEBA/50% HSA

Unless a new designation is made all employer contributions will continue to be made to your current VEBA or HSA plan.

FLEXIBLE SPENDING ACCOUNT – Completed the attached form and you would like to contribute to a FLEX account for Medical or Dependent Care in 2022.

Keep the following in mind:

Your entire election amount is available to you at the start of the plan year, even if you haven’t contributed funds from your paycheck yet. This means that if you have medical expenses early on, you can use your funds in advance to pay for them.
Any unused funds over $550 in your account at the end of the plan year will be forfeited.
You cannot change your election amount throughout the year, unless there has been a qualifying life event.

Please review the attached forms and submit to Denise Nichols by November 12, 2021.
2022 Medica Insurance Election Form– This form must be completed only if changes are needed for change of coverage Single/Family and VEBA or HSA Election.
HSA Employee Contribution Election Form – This form must be completed if you would like to annually enroll or make changes to your HSA account through a payroll deduction. The attached form must be completed for 2022 elections even if the employee contribution amount will remain the same as the previous year.

HSA Contribution limits made by both employer and employee:  Single $3,650.00/Family $7,300. It is the employees responsibility to determine whether contributions to their HSA have or will exceeded the applicable maximum annual contribution limit.