2020 BCBS Insurance – New Insulin Benefit in 2020

A New Insulin Benefit will begin on January 1, 2020 for Service Cooperative members who participate in the health insurance pool through BCBS of Minnesota.


This new benefit includes plan-eligible insulin options as a covered benefit with no member copay or deductible responsibility. Typically a change like this would be implemented on your renewal date, however this will take effect on January 1, 2020.


To review benefit details, including insulin coverage (after 1/1/20), visit bluecrossmn.com or for questions on coverage and prescriptions call BCBS Customer Service 1-866-537-7702. 

Family Heritage – Supplemental Insurance Plans

Passing along information from a insurance representative.  These plans are voluntary and not associated with the City benefit offerings.  Please contact the representative directly if you are interested in this insurance.

Cancer, heart disease and other serious accidents and illnesses are things we do not think about until they are upon us. 

The supplemental plans we offer are designed to eliminate the financial stress and strain associated with battling a serious illness and recovering from injuries.  We often do not anticipate the costs such as lost income, travel and lodging expenses, deductibles and co-payments (which are all in addition to regular living expenses) until it is too late.  

Our plans:
1) pay in addition to any other insurance,
2) pay benefits directly to the claimant,
3) refund 100% of unused premiums, and
4) are offered at no cost to your city.

Please check us out at www.familyheritagelife.com and do not hesitate to call when you have a question. I sincerely look forward to the opportunity to serve you and your people and build some great working relationships along the way.

Yours to count on,

Gabrielle Cohrs

Licensed Agent 

Family Heritage Insurance Company





FURTHER – Formerly Select Account

Thank you for being our member!



Just as life is a journey, so too is health care, and each person’s health care finance journey looks a bit different. As your partner in health spending we want to share a couple of helpful resources to help make your journey a little easier.

Further Learning Center

Did you know Further has a digital resource with a wealth of information on how to use your health spending account and how to get the most out of it? Managing your medical spending accounts shouldn’t be difficult, and the Further Learning Center is a tool that is easy to search and navigate, getting you the information you need, when you need it.

Click on the links below to explore each section by product.


“Eligible expenses, what are those?”

We get this question a lot. Have you ever wondered if you can use your Further debit card for things like bandages, chiropractor visits or prescription sunglasses? We have these answers for you. Check out the easily searchable eligible expense list section of our Learning Center, linked below.

Eligible Expenses

Our members (that’s you) are our focus!

Thank you for allowing us to be your partner in your health care journey. We hope that with our help, you can go further every day in achieving your health spending finance goals.